Activity/organization/distribution structure
Retail banking includes Crédit Mutuel Alliance Fédérale’s banking and insurance networks through the local Crédit Mutuel banks of the 14 federations, CIC branches and points of sale, Banque Européenne du Crédit Mutuel (BECM) and Beobank. Crédit Mutuel Alliance Fédérale offers specific banking products and services to a customer base of individuals, professionals, farmers, associations and companies adapted to the realization of their projects.
Through Cofidis Group and TARGOBANK in Germany, specialists in consumer credit, Crédit Mutuel Alliance Fédérale offers its individual and corporate customers personalized advice in revolving credit and personal loans, payment solutions, insurance, in-store and online receivables and financing, factoring and leasing.
Drawing on the expertise and know-how of its business line subsidiaries, Crédit Mutuel Alliance Fédérale offers a range of products and services mainly marketed by the networks : factoring (Crédit Mutuel Factoring and Factofrance), equipment and real estate leasing (Crédit Mutuel Leasing, CCLS, Crédit Mutuel Real Estate Lease), real estate sales and management (Crédit Mutuel Immobilier).
4 local banking networks
Consumer loan
Business line subsidiaries
Factoring and receivables mobilization, real estate and equipment leasing, real estate